Committed to Supporting Agricultural Business

Committed to Supporting Agricultural BusinessCommitted to Supporting Agricultural Business.

We understand the time and effort that goes into the agricultural industry, that’s why we are here to provide you with financing expertise and many loan options.

No run around. No long delays.

With your permission, we’ll ask you questions to get you thinking about your future operation. We’ll exchange ideas to help you enhance your strategies to better manage your financial exposure. To ensure that your ag operation is ready for a smooth year, connect with us, we’ll grab our boots and see you at the farm.

Beginning Farmer Loans.

Let us assist you in the beginning stages of your farming operations. We can provide start-up plans and competent business advice, including financial and cash flow analysis, to assist you in making smart business decisions.

Farm Livestock and Equipment Loans.

Agricultural banking has always been an important part of our business and will continue to be in the future. We are here to help you with operating expenses, capital expenditures and the purchase of livestock and equipment.

Farm Building and Land Loans.

Whether you’re looking to expand or invest in your farming business, Decorah Bank & Trust offers real estate loans with terms that can fit your current financial needs.

Farmer Mac Program.

A flexible long term, fixed rate loan plan available to farmers and ag related businesses in need of funding to help with land purchases, refinancing, operating needs, and facility improvements. We are a FARMER MAC Approved Lender and can help guide you through ideal solutions to help expand your farming opportunities.

Applying for an Ag Loan?

Efficiency is key. We want to make your loan paperwork process easy. To help you for an Ag loan, you’ll want to supply your Ag banker with specific information, including:

Operation plan Recent operating financial statements Previous year-end financial statements.

Previous tax returns Personal financial statement Additional relevant information about your future plans and needs.

Contact an Ag Banker today to get started! Or you can visit us at either of our convenient locations!

Downtown Decorah.

Full Service and Drive-thru.

Decorah, IA 202 E. Water Street (563) 382-9661.

Downtown Cresco.

Full Service and Drive-thru.

Cresco, IA 126 Second Avenue, SE (563) 547-2244.

Apply for Mortgage.

Apply for Loan.

Open Account.

Wealth Management.

Connect with Us.

9 out of 10 customers recently surveyed said they would refer us to their family and friends.

Routing Number: 073921695.

NMLS# 677265.

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